Value of an old IBM PS2 CL57 SX Laptop 3332

And the "certain minimum" is not zero ?

If this is in a separate account, and they misbehave, why not cry "fraud", go to small claims court with the charge times three, and possibly even send a press release. At least if you win.

After all, charging twice is fraud, and if you have incurred charges, they are supposed to cover them, normally times three.

Isn't this what the small claims court is about ?

Against fraud you can also use the criminal justice system. They will be loaded all right, but on the other hand the evidence can be presented easily; the bank's evidence trail suddenly works against them.

If everone behaves, the bills get automatically paid on time. If someone sends a bill out of range I get an e-mail warning, and have two weeks to look into the problem.

If I oversit those two weeks they have to send a paper notice, and even if it incurres charges (2% +$7) they still cannot cut any power-phone etc. before another three weeks after I receive the notice.

Into the base account ? I can pay a decade in advance.

To the utility directly, usually only six months.

I know the US banking system supports giro transactions, because I use them. I only have a network banking interface with Citybank that support them though; the live persons on the phone are pretty clueless.

This is also the banks-phone companies-etc revenge to the intelligence industry. The spooks can demand that records be kept and stored, but cannot set the price for a late retrieval; the utilities then have a way to get paid for the draconic storage requirements put on them.

-- mrr