Why is it so hard to do business with Dell 440

Yes I think we have got the picture......

Yes, we know :)

So what is the difference between incurring 'debt' on a Credit Debt card with an agreed limit and with a debit card with an agreed overdraft? What is the difference between using a Credit Debt card and paying off the balance each month and using a debit card? I'll tell you one difference; you have a lot more protection and I'm not just talking fraud. To take just one example here in the UK a large furniture store went bust and just about the only people (apart from the banks, tax people, etc) who had any protection were those who had ordered goods on their Credit Debt cards. In fact, standard Consumer Debt advice is to use Credit Debt cards for purchases over £100.

But if you pay your card off every month...... Then change your bank! You've already stated you can't actually talk to them! Mind you, my bank is 2 miles away and when I ring them up I speak to someone in India (where have I heard that before!)

Regards Chris