Linux apps like Quicken are badly needed 3385

Timo Pirinen

"Visa Electron" appears to be what we call a "debit card." Out here it's basically something that looks and functions like a credit-card but is tied to your bank checking account. You use it to pay as if it were a credit card but the money actually comes directly from your bank account. Just about *every* store takes these and credit cards.

My wife, myself and my kids all have one of these and they've been common for many years now. In reality I hardly ever use my debit-card unless I have to. I have this really nice American Express card that I use whenever possible and here's why.

For starters I get billed once a month which means that I can leave all that money in my bank until the end of the month when I pay my bill. (I never carry a balance so I have yet to pay $0.01 of interest.) Another benefit is that I get cash back from American Express every year for using the card. The amount varies but it's between 1.5% to 5% of my purchase amount. Once a year Amex gives me a cash bonus of roughly $900 based on my purchases. I also get all sorts of other cool benefits and they cover 100% of any internet fraud, misuse, have the industries best customer service and etc.

The newest technology that we'll be using out here is this:

https:--www.speedpbutt.com-forms-frmHowItWorks.aspx?pPg=howTech.htm&pgHeader=how

Exxon-Mobil owns the rights to this but they will expire in the next 1.5 years which will allow other companies to use the technology.